# EMI Calculator

An EMI calculator is a tool used to calculate the EMI on a given amount of loan / borrowing taken.

The formula for calculating the EMI i.e., Equated monthly Installment on a loan is

P = ( ( r / n ) * A ) / [ 1 – ( 1 / ( 1 + ( r / n ) ) ( t * n ) ) ]

where A = Amount of loan ; r =Interest rate ; t = Number of years of the loan ; n = number of compounding periods in a year = 12 ( since the EMI’s are monthly )

In the calculator below insert the values of Amount of loan, Interest rate and Number of years to arrive at the Equated monthly Installment ( EMI ).

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